Wednesday 1 September 2010

‘POST OFFICE UK’ AT YOUR SERVICE

‘Post Office UK’ is just the ideal place one should be heading to if in doubts of an insurance cover that he or she is in needs of. Right from life insurance covers to the various car, home, travel to even pet insurances all are covered by the services offered by ‘Post Office UK’.

Also numerous other services namely, credit cards, currency matters and other travelling finances are dealt with ease. What with about twelve thousand branches scattered all across the United Kingdom, this is one place a lot of people head to for their various insurance needs simply for the convenience it offers.

The company is also voted as winner of the prestigious British Travel Awards 2008 as the best Foreign Exchange Provider. Easy accessibility, reasonable charges, variety of insurance covers, brilliant quality of services provided simply make it the customer’s first choice, ‘Post Office UK’.

There can be many situation which can lead to work accident and every employer has a duty to look after his or her employees. If you want to get deserving accident at work claim work injury claim UK will help you to get compensation for loss.

When talking of travelling insurance services offered, a number of them like the travel card, travel insurance and other such assistance that take care of any sort of insecurity while traveling. The travel card for once sees you removing money from a number of ATM machines worldwide and night and day all the three sixty five days of the year.

When it comes to currency exchanges at zero percent commission, they offer the best of conversion rates in well over seventy currencies. On the whole a ‘Post Office UK’ customer won’t have to worry one bit about his financial security once hooked to the company.

Post Office credit card charge 0% on balance transfers for the first 12 months, 0% on purchases for the first 3 months, 0% commission on purchases overseas. Apply fast to get your Platinum or classic post office credit card.

Previous Post:Vehicle safety systems help in Lowering Accident Rates

Sunday 22 August 2010

Vehicle safety systems help in Lowering Accident Rates

When a car is bought the owners give a lot of preference to its looks, features, mileage etc. Even a car insurance is purchased to make sure in case of any damage there is someone to bear the risk. But very few people take steps to make sure the situation of any damage to the car is avoided. An ESC (electronic stability control) is a cutting edge technology driven product which helps in avoiding accidents.

An ESC minimizes the risk of skids. The system does so by applying breaks automatically when the car is out of driver’s control and can even reduce the engine speed when any accident can happen. The device does not claim of beautifying the vehicle or improving its performance but it surely reduces the risk of accidents.

There can be many situation which can lead to work accident and every employer has a duty to look after his or her employees. If you want to get deserving accident at work claim work injury claim UK will help you to get compensation for loss.

Many insurance companies check whether the car owners have installed any such device in their vehicle to minimize the risk of personal and car damage. They prefer selling insurance to customers who make some efforts to take care of their vehicle and it shows their sincerity and responsibility towards their vehicle. The insurers have assurance that such vehicles are at minimum risk.

However, a survey by conducted on 16,000 UK motorists showed that almost two fifths of the participants had no idea about ESC or any other safety vehicle device.

The UK government is making efforts in spreading awareness about ESC and similar devices. It will help lowering down accidents and the insurance companies and car owners too will have some relief.

Get the best multi trip annual travel insurance from Post Office travel insurance. Avail 10% off when you purchase online. Post Office travel insurance covers single, annual or family travel insurance to make your holiday trip a pleasant one.

INSTANT PAYDAY FINANCE BEFORE THE COMING PAYCHECK

Monday 9 August 2010

INSTANT PAYDAY FINANCE BEFORE THE COMING PAYCHECK

What does one do when in need of some sudden finance to see him through the month? An accident, a repair or some other such basic need which crops up out of nowhere, under such circumstances it is the Instant Cash Advance Loans that come to the rescue. These payday loans come in instant packages which are opted for by a number of people today.

In fact over the last two to three years, there has been a sharp rise in the number of loans that are being opted for by people for dealing with their monthly finances. Although these payday loans are heavily criticized in the UK, the recent growth of 130% says it all. But the critics say that the more people opting for these quick fix instant payday loans mean that a rising number of people are having unstable financial condition which is not a good sign.

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But the average man who has to deal with his monthly financial issues will do anything to meet with the demanding bills and other expenses. The fact that unlike personal loans, Instant Cash Advance Loans or instant payday loans don’t mean a lot of paper work and other such formalities, as they give instant finance in a matter of hours.

Good or bad credit history also doesn’t matter here as all they need is filling up the application form for the instant payday loans, giving their bank details and if approved by the company they get their loan in a matter of hours. Plus their good or bad credit don’t affect the interest rate in any which ways. There are no credit checks and no detailed inquiry as to why you need the loan for.

Once the loan is approved of one may deal with his financial worries as the loan will be directly cut from his next income. But then again the very nature of the loan is to pay for some day to day urgent financial need, like some payment of bill, medicals or other such issues. One may definitely not consider buying a car with these instant payday loans as whatever the amount he borrows would be immediately taken directly by the company from that person’s next monthly salary.

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Previous Post:Adventure Travel on a rise amongst Brits and so is the need for a Travel Insurance

Wednesday 4 August 2010

Adventure Travel on a rise amongst Brits and so is the need for a Travel Insurance

As per a study conducted by Mintel, high numbers of Britons are traveling abroad for holidaying. With the changing times their holidaying destinations have also undergone a change and they are now opting for adventurous holidays. Many people are going for adventurous holidays that include activities like scuba diving, bungee jumping, river rafting etc. The number of people planning for holidays is increasingly growing and so should the number of travel insurances.

The report brought to light the fact that increasing numbers of women are opting for activity holidays and almost 38% have already been a part of one. Almost 48% of the males have done the same. The difference between the male and female ratio is very less which indicates that both the sexes are equally interested in holidaying. Around 43% including families and older travelers are open to the idea of holidaying.

The report highlights that the trend of holidaying and adventure holidays is increasing day after day. Travelers are excited about the idea of holidaying but most of the times they forget about the risks that they may face while holidaying and ignore the need to take a Travel Insurance. Most of the travel insurances do not cover extreme sporting activities like biking, bungee jumping etc and holiday makers need to make sure their travel insurer covers them. With Post Office Travel Insurance holidaymakers will not have to worry about any such issues. Post Office understands the needs of its customers and has travel insurances catering to them.

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With a travel insurance travelers are assured that in case of any accident or medical emergency they have their travel insurance to bank upon. Before they go for an adventure holiday that involves high risks they should make sure, they take travel insurance.

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Previous Post: Interest rates in UK likely to stay low for a few years

Tuesday 3 August 2010

Interest rates in UK likely to stay low for a few years

The economic slowdown, rising inflation, high rate of unemployment and many other factors have put the economists to think about the economic future of UK. Many economists are predicting that the current financial crisis may lead to the nation’s lending rate to be low and this phenomenon is likely to continue for years.

As per the economists of Ernst & Young, the Bank of England will keep the base lending rate low and this will continue until 2013. They have predicted that the interest rates could be as low as 0.5%. The main reason behind this change would be to control the rising inflation rate. The current inflation rate is 2%, which is because of the VAT Tax change. In the coming years, the inflation rate is expected to rise even further, in order to control it and keep it below 1% the lending rates may be kept low. The rates are expected to be low for a minimum of 2 to 3 years.

The low interest rate alone will not help. A lot depends on how the Government implements cost cutting measures without compromising on the necessary steps. Even if the actions taken are effective, to get the economy back to normal it will take a minimum of 2 years. If all this works out well then economists believe UK can overcome the economic slump. Investment from public and private sectors is expected to be huge once the recovery process ends.

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Previous Post: Scottish interest jeopardised

Wednesday 16 June 2010

Scottish interest jeopardised

Calman Commission scheme for Holyrood has proposed major changes in the structure of income tax and the current coalition government in UK is all set to go ahead with it. These changes are ready to be incorporated in the tax structure by next year. Not many are in favour of these changes in the tax structure but everyone kept quite or did not raise an objection because there wasn’t any change in the revenue earned by the exchequer from income tax.

But now the Scottish government is up in arms and the bill is being highly debated in the Scottish parliament. A serious flaw in Calman Commission scheme for Holyrood has been discovered which translated into a loss of 250 million pounds for Scottish government in the form of income tax revenue every year.

This means that though there is no loss for the UK government, Scottish government has to suffer a huge loss in terms of 250 million pounds a year.

These serious flaws after disclosure have led to growing unrest over the Calman plans which have been introduced or put forward by Westminster. Calman plans have proposed to increase the income tax threshold to 10,000 pounds.

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Now with the growing unease, it has become really important that the tabled points of Calman Commission scheme for Holyrood be discussed clearly between officials in London and officials in Edinburgh before the bill goes into legislation. Let’s see if the tax change really takes place and if it does, what options will Scottish government employ to minimise their revenue losses.

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Tuesday 15 June 2010

Senior Citizens turn in Large numbers to Buy ‘Strong Thailand' savings bonds

Huge numbers of senior citizens are queuing up to purchase theThai Khem Kaeng 'Strong Thailand' government saving bonds. The interest that is being given on these bonds is quite high which is the major reason why elderly are so interested in them. The bonds are currently being issued in 7,000 branches of 12 banks and financial institutions across Thailand.

It was estimated that there would be huge rush after the bonds were open for public issue. Hence Thailand government decided to open the first 2 days of bond issue to the senior citizens only. The rest of the days were kept open to the general public.

The Ministry of Finance sponsored the bonds worth Bt100 billion. These bonds were given by the government in order to help the needy so that people could repay their short term immediate cash loans and improve their financial conditions.

The issued bonds will mature in a span of 6 years. A minimum purchase of Bt10,000 is made mandatory and the maximum limit is Bt1 million. The average rate of interest is 4.17% which will be paid to the bond holders twice in a year.

The bond issue is a part of Thailand Government to sell Bt170 billion worth of saving bonds. These bonds are issued to help finance Bt1.43 trillion in incentive spending over the period of 3 years.

Last year too the government sold out Bt80 billion worth of bonds in the month of July. A lot of small investors grabbed the opportunity and bought them all.



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